Your Medicare enrollment window opens 3 months before your 65th birthday — missing it means lifetime penalties.

Turning 65 Soon?

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How It Works

Three simple steps. Zero confusion.

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Step 1: Tell us about yourself

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Step 2: We shop every carrier

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Step 3: Enroll with confidence

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Why It Matters

Not all Medicare agents are the same.

Captive Agent (works for one company)

  • Shows you only their plans
  • Paid to sell one carrier
  • Limited options
  • May not find your best fit

EIG Senior Care (independent agency)

  • Shops every carrier for you
  • Works for YOU not insurers
  • All plans side by side
  • Best plan for your needs

And it costs you nothing extra — ever.

Don't Make This Mistake

Miss your window. Pay forever.

Medicare Part B late enrollment penalty = 10% added to your premium for every 12 months you were eligible but didn't enroll. It never goes away.

3 months before 65th birthday

Window opens

🎂

Your 65th birthday

Enroll now

⚠️

3 months after 65th birthday

Window closes

After that

Penalties start

Check My Enrollment Window →

Source: Medicare.gov · 1-800-MEDICARE

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